There's a very bloody good reason I live in the Scottish Highlands now.
I lived in Hull until 2 years ago, and had problems getting house insurance due to flood risks. I always had a fear of being flooded while I lived in my last house there, especially as we were near a drain.
So when I actually bought a house in Scotland, I made damn sure we weren't on a floodplain, and not near a river which could flood. We now live on top of a small hill overlooking the sea, and the chances of flooding are seriously slim.
Less cheerfully, when Hull flooded in June this year, I got to see pics online of all the places I knew and lived around flooded.
My middle brother had it worse - not only was he flooded, but he'd been with the lad who died and got to watch it all. It was his street featured on the news when that happened.
Still, the thing about flooding is that we always knew flood plains were a risk. And having read years ago that the big danger for the UK from near global warming wasn't so much rising sea levels, as much as more frequent and heavier storms that would create serious localised flooding.
Hence the living on a hill now...